Private founder credit facility

Personal liquidity,
without selling a share.

A private credit line of up to $1M, secured by your founder equity.

Get in touchA note reaches a partner directly. No credit pull. Fully confidential.
  • Up to $1,000,000 secured by your founder equity
  • Non-recourse to your other personal assets
  • Fully confidential — your cap table and company are never notified
For founders backed by
  • Accel
  • Andreessen Horowitz
  • Benchmark
  • Bessemer Venture Partners
  • Bond
  • Coatue
  • CRV
  • Founders Fund
  • General Catalyst
  • GGV Capital
  • Greylock
  • GV
  • ICONIQ
  • Index Ventures
  • Initialized
  • Insight Partners
  • IVP
  • Khosla Ventures
  • Kleiner Perkins
  • Lightspeed
  • Lux Capital
  • Menlo Ventures
  • NEA
  • Redpoint
  • Ribbit Capital
  • Sequoia Capital
  • Spark Capital
  • Thrive Capital
  • Tiger Global
  • Union Square Ventures

Add your firm here.

IIThe asymmetry

$40M on paper.
$180k in the bank.

The median Series B founder holds nine-figure paper wealth and four months of personal runway. The gap doesn't close at the next round. It widens.

$40MMedian paper net worth, Series B
4 moMedian personal runway
7+ yrsTypical equity lock-up
Company side

Equity. Concentrated.

  • Multi-year lock-up
  • Subject to dilution
  • Liquidity tied to exit
Personal side

Obligations. Now.

  • Tax events on vesting
  • Housing and family
  • Personal runway
IIIMechanism

How it works.

01

You raise from a top-tier VC

Eligibility begins with a recognized institutional round.

02

A small portion of your equity is used as collateral

Structured as collateral — not a sale, not a transfer.

03

You access up to $1M in liquidity

Funds wired to your personal account, on your terms.

Indicative structure
Facility size
Up to $1,000,000
Structure
Personal credit line secured by founder equity
Term
Typically 3–5 years
Repayment
Interest-only, with repayment at liquidity events
Rate
Aligned with institutional credit products

Full terms are provided transparently at term sheet. No hidden fees or back-end economics.

Designed to be fair, transparent, and consistent with long-term founder alignment.

Safeguards
  • No company notification
  • No board visibility
  • No impact to control
  • No forced equity sale
  • Structured for discretion

Structured as a personal financial instrument, not a company event.

No sale. No dilution. No company involvement.

IVEligibility

Selective by design.

We work with founders who have recently raised from a recognized venture firm, maintain meaningful ownership, and are building for long-term outcomes. Eligibility is verified privately, in minutes.

Round stage
Series A or later, from a recognized firm
Recency
Recently priced round, reviewed case by case
Round size
$10M+ priced round
Retained ownership
≥10% post-money
Common questions
Is the facility recourse?
No. Secured solely by the equity used as collateral. Other personal assets are not at risk.
What happens at exit?
Settled from proceeds at the liquidity event. No prepayment penalty.
Will my company be notified?
No. The facility is personal and confidential. No board visibility, no cap-table impact.
Private inquiry

Tell us a little about yourself.

A note reaches a partner directly. No forms, no credit pull, no follow-up unless you want one.

All answers are reviewed privately by a partner. Nothing is stored or shared.